Hayat Finans Mobile

Türkiye's First Digital Bank

Hayat Finans Bank Card

You can make all of your physical and virtual purchases using your current account balance on your Hayat Finans Bank Card. 

Hayat Finans Bank Card Card Management Card Features Virtual Card Frequently Asked Questions

Hayat Finans Bank Card is free of charge.

Hayat Finans Bank Card

You can use ATMs in domestic for transactions such as withdrawing money, depositing money, or for balance inquiry purposes, and withdraw money from ATMs abroad and perform all your transactions 24/7. You can use İşbank ATMs for transactions such as depositing/withdrawing money and for balance inquiry purposes free of charge.

Card Management

You can manage the restrictions and permissions of your card on your Hayat Finans Mobile application. For example, you can limit the types of transactions that you do not want to proceed with your card. Additionally, you can increase or decrease your card limits within the specified lower/upper limits through your Hayat Finans Mobile application for your daily usage.

You can use the 'Temporary Block' feature through the mobile application to temporarily disable your card when you do not want transactions to be made from your card. You can re-enable your card for use when needed.

Card Features

You can use ATMs in domestic for transactions such as withdrawing money, depositing money, or for balance inquiry purposes, and withdraw money from ATMs abroad and perform all your transactions 24/7.

You can use your card for purchases to be made in domestic or abroad. For card transactions, MCCs (Merchant Category Code) defined in POS terminals must comply with participation banking criteria.

Usage Abroad

To be able to perform transactions on ATMs abroad, you need to prefer ATMs with Mastercard/Maestro/Cirrus logos on them.

You can make transactions in foreign currency via POS terminals and ATMs. Transactions you made are converted to TL and collected from your main TL account.

Contactless Payment

Hayat Finans Bank Card has Contactless Payment feature. You can make all your transactions with the Contactless Payment feature without having to enter your password up to 750 TL.

For payments above 750 TL, after starting the process as contactless, you can proceed with entering your password. 

You can view all contactless transactions on the Hayat Finans MObile application immediately after completing the transaction. 

Virtual Card

You can create a virtual card linked to your Hayat Finans Bank card for online shopping.

You can securely use your Hayat Finans Bank Card or Virtual Card on websites with 3D Secure and GO (Güvenli Öde) infrastructure.

You can also complete the card application process while becoming a Hayat Finans customer via the Hayat Finans Mobile application.

You can make chip transactions by inserting your card into physical POS devices. You can make contactless payments with your card at contactless-enabled POS. 

You can make contactless payments with your card at contactless-enabled POS.

After logging in to the Hayat Finans Mobile application, you can set a password for the card you have selected or change the password of the card.

You can file a lost/stolen report by contacting our Communucation Center.

You can request card closure in the Hayat Finans Mobile application and Internet Banking card settings menu.

You can temporarily close your card to transactions and reactivate it via Hayat Finans Mobile application.

Hayat Finans Bank Card and Virtual Card are free of charge.

You can use your card abroad for POS purchases and withdrawals at ATMs with Mastercard logos that comply with participation banking rules. Your expenditures are converted into TRY and deducted from the balance of your TRY current account.

On websites with 3D Secure infrastructure, you can make purchases by entering the 6-digit code you receive on your mobile phone on the payment page. On sites without 3D Secure infrastructure, you can make passwordless transactions within a limited monthly limit.

You can change the main account of your card via Hayat Finans Mobile application. The main account must be a TRY current account.

You can view your bank card daily transaction limits in the card settings menu in the Hayat Finans Mobile application.

Joint account information is not available at the ATM. You can use Hayat Finans Mobile application for this purpose.
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